Core Cred (“we,” “us,” or “our App”) respects and values your privacy. This Privacy Policy explains how we collect, use, share, and protect your information when you use Core Cred’s credit score evaluation services. It also highlights how sensitive permissions are used, in order to comply with Google Play policies and applicable laws. Please read this Privacy Policy before using the App. By agreeing to this Privacy Policy or continuing to use the App, you acknowledge that you understand and accept the information practices described below.
1. Information We Collect and How We Use It
To provide credit score evaluation services, we may collect necessary information and information that requires your authorization.
1.1 Necessary Information (Automatically Collected)
After you agree to this Privacy Policy, we may automatically collect the following information:
· App List: We collect the list of applications installed on your device. This information is used to analyze device environment risks and serves as one of the reference dimensions for credit evaluation to improve assessment accuracy.
· Device Information: We collect information such as device model, operating system version, and unique device identifiers. This helps us ensure network security, prevent fraudulent activities, and optimize the App’s compatibility across different devices.
· Approximate Location: We collect your approximate location at the city or region level. This is used for statistical analysis of user geographical distribution and for region-based risk assessment.
1.2 Information Requiring Authorization (Sensitive Permissions)
The following features require your explicit authorization before they can be used:
· Camera
· Purpose: We request camera access to allow you to take photos or videos when using the “Feedback” or “Customer Support” feature, so that we can better understand and resolve your issues.
· Authorization Note: This permission is completely optional. Refusing camera access will not affect your ability to use the core credit evaluation features. Without this permission, you can still submit feedback via text.
This App does not request SMS permission and will not read, collect, store, or upload your SMS content.
We promise that:
· No Data Sale: We will not sell your personal information to any third party.
· Limited Sharing: We will only share necessary information in the following limited circumstances:
· Service Providers: We may share de-identified information with trusted partners that provide data analysis and risk assessment services in order to perform credit evaluation algorithms.
· Legal Requirements: We may disclose your information when required by law, subpoena, or government authority.
3. Data Security
We guarantee that we will adopt industry-standard security technologies to protect your information, such as encrypted transmission, to prevent unauthorized access, leakage, alteration, or loss of your information. We will also continuously maintain and improve our security protection capabilities to safeguard the information processing process.
At the same time, no method of Internet transmission or electronic storage can be 100% secure. If a security incident occurs, we will handle it promptly in accordance with the law and notify you.
4. Your Choices and Controls
· Withdraw Consent: You can revoke camera permission at any time by going to your device “Settings” and finding Core Cred. Once the permission is revoked, we will stop collecting the corresponding information, but this may affect the normal use of related features.
· Data Deletion: If you wish to delete your account and remove all your personal information, please contact us at: support@corecred.top
5. Children’s Privacy
The App is not directed to children under the age of 13. If we become aware that we have collected personal information from a child, we will take steps to delete such information.
6. Changes to This Privacy Policy
We may update this Privacy Policy from time to time. Material changes will be notified to you through in-app announcements or pop-ups.
7. Contact Us
If you have any questions about this Privacy Policy, please contact us at:
· Email: support@corecred.top